Retirement Accounts - Mirastar FCU-沙巴体育网站

Traditional, Roth, and Coverdell (ESA) Term IRA Certificate Rates¹
Account Type & Term	Rate Type	Minimum Opening Balance	Minimum Earning Balance	Stated Dividend Rate	Annual Percentage Yield¹
¹The dividend rate and annual percentage yield stated for the term accounts listed are offered within the most recent seven calendar days and were accurate as of the above date. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate Accounts are subject to approval, terms, and fees. Your savings federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, administered by the NCUA and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Dividend Rate Schedule Fee Schedule Truth In Savings Disclosure
Account Type & Term 6 Month Term IRA Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 2.75%	Annual Percentage Yield¹ 2.78%
Account Type & Term 12 Month Term IRA Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 3.50%	Annual Percentage Yield¹ 3.55%
Account Type & Term 24 Month Term IRA Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 3.25%	Annual Percentage Yield¹ 3.29%
Account Type & Term 36 Month Term IRA Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 3.00%	Annual Percentage Yield¹ 3.03%
Account Type & Term 48 Month Term IRA Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 3.00%	Annual Percentage Yield¹ 3.03%
Account Type & Term 12 Month Term IRA Certificate¹Youth Roth IRA and Youth ESA	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 3.50%	Annual Percentage Yield¹ 3.55%

Traditional, Roth, and Coverdell (ESA) Term IRA Certificate Rates¹

Account Type & Term

Rate Type

Minimum Opening Balance

Minimum Earning Balance

Stated Dividend Rate

Annual Percentage Yield¹

¹The dividend rate and annual percentage yield stated for the term accounts listed are offered within the most recent seven calendar days and were accurate as of the above date. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate Accounts are subject to approval, terms, and fees. Your savings federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, administered by the NCUA and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Dividend Rate Schedule

Fee Schedule

Truth In Savings Disclosure

Account Type & Term

6 Month Term IRA Certificate

Rate Type

Fixed

Minimum Opening Balance

$500

Minimum Earning Balance

$500

Stated Dividend Rate

2.75%

Annual Percentage Yield¹

2.78%

Account Type & Term

12 Month Term IRA Certificate

Rate Type

Fixed

Minimum Opening Balance

$500

Minimum Earning Balance

$500

Stated Dividend Rate

3.50%

Annual Percentage Yield¹

3.55%

Account Type & Term

24 Month Term IRA Certificate

Rate Type

Fixed

Minimum Opening Balance

$500

Minimum Earning Balance

$500

Stated Dividend Rate

3.25%

Annual Percentage Yield¹

3.29%

Account Type & Term

36 Month Term IRA Certificate

Rate Type

Fixed

Minimum Opening Balance

$500

Minimum Earning Balance

$500

Stated Dividend Rate

3.00%

Annual Percentage Yield¹

3.03%

Account Type & Term

48 Month Term IRA Certificate

Rate Type

Fixed

Minimum Opening Balance

$500

Minimum Earning Balance

$500

Stated Dividend Rate

3.00%

Annual Percentage Yield¹

3.03%

Account Type & Term

12 Month Term IRA Certificate¹Youth Roth IRA and Youth ESA

Rate Type

Fixed

Minimum Opening Balance

$500

Minimum Earning Balance

$500

Stated Dividend Rate

3.50%

Annual Percentage Yield¹

3.55%

Youth Roth IRA and Youth ESA Term IRA Certificate
Account Type & Term	Rate Type	Minimum Opening Balance	Minimum Earning Balance	Stated Dividend Rate	Annual Percentage Yield
Annual Percentage Yield (APY) is accurate as of 05/01/2024. APY assumes interest remains on deposit until maturity, any withdrawal will reduce earnings. The 11-Month Certificate (Share Only) requires a $500 minimum deposit. Certificates must be partially funded by new money (50% or more). Excludes IRA and ESA certificates. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate accounts are subject to membership eligibility, terms, and fees. Certificate account will automatically renew at maturity to the 12-month certificate fixed rate in effect at that time unless you withdraw all the funds in the account at maturity or within a grace period of 6 days after maturity. Santa Clara County Federal Credit Union reserves the right to cancel or modify this offer at any time without prior notice. This is a limited time offer. ¹The dividend rate and annual percentage yield stated for the term accounts listed are offered within the most recent seven calendar days and were accurate as of the above date. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate Accounts are subject to approval, terms, and fees. Your savings federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, administered by the NCUA and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Dividend Rate Schedule* Fee Schedule Truth In Savings Disclosure
Account Type & Term 12 Month Roth Term IRA Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 4.50%	Annual Percentage Yield 4.58%
Account Type & Term 12 Month Coverdell (ESA) IRA Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 4.50%	Annual Percentage Yield 4.58%

Youth Roth IRA and Youth ESA Term IRA Certificate

Account Type & Term

Rate Type

Minimum Opening Balance

Minimum Earning Balance

Stated Dividend Rate

Annual Percentage Yield

*Annual Percentage Yield (APY) is accurate as of 05/01/2024. APY assumes interest remains on deposit until maturity, any withdrawal will reduce earnings. The 11-Month Certificate (Share Only) requires a $500 minimum deposit. Certificates must be partially funded by new money (50% or more). Excludes IRA and ESA certificates. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate accounts are subject to membership eligibility, terms, and fees. Certificate account will automatically renew at maturity to the 12-month certificate fixed rate in effect at that time unless you withdraw all the funds in the account at maturity or within a grace period of 6 days after maturity. Santa Clara County Federal Credit Union reserves the right to cancel or modify this offer at any time without prior notice. This is a limited time offer.

Dividend Rate Schedule

Fee Schedule

Truth In Savings Disclosure

Account Type & Term

12 Month Roth Term IRA Certificate

Rate Type

Fixed

Minimum Opening Balance

$500

Minimum Earning Balance

$500

Stated Dividend Rate

4.50%

Annual Percentage Yield

4.58%

Account Type & Term

12 Month Coverdell (ESA) IRA Certificate

Rate Type

Fixed

Minimum Opening Balance

$500

Minimum Earning Balance

$500

Stated Dividend Rate

4.50%

Annual Percentage Yield

4.58%

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